What is the Process

Below is a snippet of how all of this works. Of course there are details and more information.

As we go through this I will let you know before we reach each step what to expect.

One you have found your home, the entire process will take approximately 30 – 40 days depending on your loan type.

STEP ONE

Get pre-approved with a lender. You must know how much money they will loan you. It doesn’t matter what price or payment you want. It matters how much they will loan.
Do not use an online or out of state lender!
Georgia will help you in choosing a lender.
We will need a pre-approval letter from the lender.

STEP TWO

We will sit down together (or Zoom) and go over what to expect, money, time frames, etc.
Let Georgia know what you are looking for and where you want to live.
Georgia will start sending you available homes through email based on the criteria you have given her. You can also register on this site and set up your own search criteria to receive listings!
When you find a home you want to see, Georgia will set up an appointment with the seller to go look at it.

STEP THREE

When you decide on the home you want, Georgia will prepare all of the paperwork and send to the seller.
When the offer is accepted, you will pay earnest money. (The amounts vary.)
Georgia will order inspections.

STEP FOUR

We will work out all inspection repairs with the seller.
The appraisal is ordered once the inspection contingency is removed.

STEP FIVE

You will need to make sure you have given the lender ALL items they have requested from you in order to approve your loan.
Your loan will go to “underwriting”. In most cases the underwriter will need more documents. Be prepared to provide what is needed quickly.

STEP SIX

After loan approval, we will set up walking through the home one more time before closing.
We will set up the closing.
Once your lender pays the seller after closing, you will receive the keys. You are now a HOMEOWNER!

Smyrna, TN Listings

125 Gallant Fox Drive, Smyrna $420,000

Truly immaculate, move-in ready home with all the extras. The open floor plan downstairs with upgraded flooring, upgraded white cabinets and granite tops, added hardware,...

4 Beds
3 Baths
3547181 MLS
ACTIVE Status
0.15 Acres
37167 Zip Code

2030 Coriander Lane, Smyrna $634,990

Large lot, almost 1/2 an acre! With our lender, rates as low as 4.99%, 30 year fixed rate, see attached flyer. The Stonebrook will sit on .43 acres and is a two-story, se...

5 Beds
4 Baths
3547165 MLS
ACTIVE Status
0.43 Acres
37167 Zip Code

120 Winnager Way, Smyrna $598,250

Brand new, energy-efficient home available by Jan 2027! Just off the Sherwood's two-story foyer, useful flex space makes a great office. In the kitchen, the walk-in pantr...

4 Beds
4 Baths
3546972 MLS
ACTIVE Status
0.15 Acres
37167 Zip Code

2009 Timothy Lane, Smyrna $490,000

Quick move-in and this home qualifies for a 4.99% 30-year fixed FHA/VA interest rate with use of preferred lender and title company. Welcome to Briley Downs, Smyrna’s n...

4 Beds
3 Baths
3546973 MLS
ACTIVE Status
37167 Zip Code

310 Mammoth Trace, Smyrna $500,000

Turnkey Investment with 7% ROI – Builder Leaseback Opportunity This is a rare opportunity for investors to own a beautifully upgraded model home with a built-in, hassle-f...

3 Beds
3 Baths
3546976 MLS
ACTIVE Status
37167 Zip Code

314 Mammoth Trace, Smyrna $565,000

Turnkey Investment with 7% ROI – Builder Leaseback Opportunity This is a rare opportunity for investors to own a beautifully upgraded model home with a built-in, hassle-f...

4 Beds
4 Baths
3546977 MLS
ACTIVE Status
37167 Zip Code

310 Dartford Court, Smyrna $285,000

Rare All Brick Home In The Heart Of Smyrna. Home Sits On A Cul-De-Sac Lot In Oak Leaf Village, Open Floor Plan With A Huge Living Room, Kitchen, And Dining Area. Both Bed...

2 Beds
2 Baths
3546490 MLS
ACTIVE Status
0.17 Acres
37167 Zip Code

1170 Rimrock Rd, Smyrna $483,420

Beautiful new brick home conveniently located just minutes from I-24, Nissan, top-rated schools, shopping, and dining! This thoughtfully designed home features an open-co...

4 Beds
3 Baths
3546620 MLS
ACTIVE Status
0.27 Acres
37167 Zip Code

enon springs rd w, Smyrna $4,750,000

DEAL ROOM LINK: https://enonspringsrdsmyrnadevelopmentsite.sharplaunch.com/ Investment Highlights 26± Acres (expandable to 42 acres with C-2 & R-3 zoning) Strategic A...

3546756 MLS
ACTIVE Status
26 Acres
37167 Zip Code

5113 Greentree Dr, Smyrna $420,090

Brand new, energy-efficient home available NOW! The Reed floorplan features an open-concept design, a spacious primary suite, and a large bonus room upstairs, perfect for...

3 Beds
3 Baths
3546910 MLS
ACTIVE Status
0.08 Acres
37167 Zip Code

617 Clear Cir, Smyrna $351,450

Bring your vision to life at 617 Clearsky Circle! This property offers exciting potential for a buyer ready to make it their own. The spacious backyard is a standout feat...

2 Beds
1 Baths
3546423 MLS
ACTIVE Status
0.42 Acres
37167 Zip Code

4127 Oakstone Dr, Smyrna $559,000

Move-in-ready luxury without the new-construction compromise! Welcome to 4127 Oakstone Drive, a beautifully maintained 4-bedroom, 3-bath home offering 2,917 square feet o...

4 Beds
3 Baths
3545952 MLS
ACTIVE Status
0.19 Acres
37167 Zip Code

400 Megan Dr, Smyrna $4,999,999

Rare opportunity to acquire approximately 35+/- acres in the heart of Smyrna, Tennessee, offering exceptional potential for development or investment. Ideally situated in...

3545786 MLS
ACTIVE Status
35 Acres
37167 Zip Code

1525 Repton Rd, Smyrna $599,900

Welcome home to this spacious two-story property featuring 5 bedrooms and 4 full bathrooms, offering plenty of room for family, guests, and everyday living. Designed with...

5 Beds
4 Baths
3545621 MLS
ACTIVE Status
0.2 Acres
37167 Zip Code

902 Regalwood Ct, Smyrna $379,900

Beautifully renovated home featuring a spacious floor plan with 2 bedrooms downstairs and 2 bedrooms upstairs. Updates include a new roof, HVAC unit, water heater, fresh ...

4 Beds
2 Baths
3545599 MLS
ACTIVE Status
0.25 Acres
37167 Zip Code

3027 Bienville Dr, Smyrna $360,000

3027 Bienville Drive is for the buyer who wants a neighborhood with sidewalks and charm without giving up a main-level primary suite, a detached two-car garage, or a priv...

3 Beds
3 Baths
3545549 MLS
ACTIVE Status
0.06 Acres
37167 Zip Code

207 E Sagefield Dr, Smyrna $369,900

Beautifully remodeled 3-bedroom, 2-bath home featuring a new roof, newer HVAC (2021), new kitchen, new plumbing, upgraded electrical, new water heater, new flooring, fres...

3 Beds
2 Baths
3545517 MLS
COMING SOON / HOLD Status
0.49 Acres
37167 Zip Code

2040 Coriander Lane, Smyrna $599,990

This home is situated on oversized, corner lot at approximately .382 acres, providing added privacy, outdoor living space, and flexibility rarely available in new constru...

4 Beds
4 Baths
3545098 MLS
ACTIVE Status
0.382 Acres
37167 Zip Code

6034 Eugene Drive, Smyrna $569,990

Welcome to the Salem at Pottsview, in highly desirable Smyrna. Homes at Pottsview are situated on oversized lots starting at approximately .34 acres, providing added priv...

5 Beds
4 Baths
3545091 MLS
ACTIVE Status
0.35000000000000003 Acres
37167 Zip Code

2905 Iona Dr, Smyrna $400,000

Welcome home to this charming all-brick, single-level residence, beautifully situated on a level lot. Step inside to an inviting, open-concept floor plan with 9-foot ceil...

3 Beds
2 Baths
3544911 MLS
ACTIVE Status
0.23 Acres
37167 Zip Code

8018 Valencia Dr, Smyrna $385,000

This Smyrna home has a comfortable single-story layout with refreshed finishes and practical everyday spaces. The kitchen includes warm wood cabinetry, granite-style coun...

3 Beds
2 Baths
3544396 MLS
ACTIVE Status
0.25 Acres
37167 Zip Code

610 Inez Drive, Smyrna $414,990

Spacious and thoughtfully designed, the Cedar offers 4 bedrooms, 2.5 bathrooms, and over 1,900 square feet of modern living space. This open-concept home features a large...

4 Beds
3 Baths
3544214 MLS
ACTIVE Status
37167 Zip Code

330 Mammoth Trace, Smyrna $519,990

Quick move-in and this home qualifies for a 4.99% 30-year fixed FHA/VA interest rate with use of preferred lender and title company. Welcome to Briley Downs, Smyrna’s n...

4 Beds
4 Baths
3544121 MLS
ACTIVE Status
37167 Zip Code

1200 Emmie Reece Dr, Smyrna $690,000

Move-in ready all-brick home on a desirable corner lot featuring 5 bedrooms and 3.5 baths with a spacious, functional layout. The main level offers hardwood floors, a wel...

5 Beds
4 Baths
3542886 MLS
ACTIVE Status
0.33 Acres
37167 Zip Code

440 Grey Ghost Way, Smyrna $519,999

Over 2,500 sqft in Smyrna! This home is where style, space, and modern living come together perfectly. From the moment you walk through the door, you'll notice the attent...

5 Beds
3 Baths
3542979 MLS
ACTIVE Status
0.17 Acres
37167 Zip Code

3021 FANSHAW RD, Smyrna $639,900

Award Winning Plans from Nashville's Locally Owned Builder, Introducing the **Awesome Harlow Plan**, a beautifully designed home featuring a mostly brick custom front ele...

4 Beds
3 Baths
3542926 MLS
ACTIVE Status
0.25 Acres
37167 Zip Code

323 Eton Rd, Smyrna $?

Selling at Public Auction, Sept. 24 at 5:00 p.m. LOCATION IS KEY! Conveniently located and only minutes from I24 this home is ready for a new owner. The home has 3 bedroo...

3 Beds
2 Baths
3542872 MLS
ACTIVE Status
0.46 Acres
37167 Zip Code

305 Sarava Ln, Smyrna $420,000

4 BEDROOMS + FLEXIBILITY + TRIPLE STEWART CREEK SCHOOLS! Welcome home to this move-in-ready property in Smyrna’s sought-after Belmont subdivision! The spacious upstairs 4...

4 Beds
3 Baths
3542452 MLS
ACTIVE Status
0.17 Acres
37167 Zip Code

4250 Grapevine Loop, Smyrna $364,900

Well kept townhome in Woodmont with the extra windows and privacy that only come with an end unit. Stacked stone, brick, and a mix of lap and shake siding give the...

4 Beds
3 Baths
3542111 MLS
ACTIVE Status
0.2 Acres
37167 Zip Code

3039 Ledger Road, Smyrna $675,911

Quick Move-in Qualifies for a 4.99% 30 year fixed FHA/VA with use of preferred lender and title. Home sits on a flat end lot with a pretty tree-line in the backyard. We...

5 Beds
4 Baths
3542066 MLS
ACTIVE Status
37167 Zip Code

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.